DISPUTE-SUPPORTING EVIDENCE
When a customer disputes a charge, you already have the file.
Pull up an evidence packet for any charge, built from the record kept since the day you connected: what they agreed to, what they were told, what they did, and what was charged and delivered. It’s sorted by the card network’s reason code, so you see exactly what the bank will look for.
- 3reason codes covered: Visa 13.2, Visa 13.5 and Mastercard 4841
- ✓every item marked present, missing or against you
- #log integrity checked, so the timeline can’t be quietly edited
AGAINST YOUIt tells you when you’d lose. If a customer cancelled before the charge, the packet says so, and you refund instead of wasting time on a dispute you can’t win.
Card issuers decide disputes, and they can weigh things we can’t see. We hand you the file; we don’t promise the outcome.
EVIDENCE PACKET · CHARGE 40912EXAMPLE DATA
Ellis MooreCold Brew subscription · charged 2 Oct
$45.00
VISA 13.2 · CANCELLED RECURRINGVISA 13.5MC 4841
- Recurring terms disclosed at signupCheckout 12 Mar · terms v3 acceptedPRESENT
- Renewal notice sent before the chargeEmail 25 Sep · 7 days beforePRESENT
- No cancellation before the chargeNo cancel request on recordPRESENT
- Order for this charge fulfilled#40912 delivered 5 OctPRESENT
- Customer used the service afterNot in our data. Attach it if you have it.MISSING
- Event log integrityHash chain verified end to endPRESENT
5 PRESENT1 MISSING0 AGAINST YOU
TIMELINE FROM THE RECORD
- 12 MARSigned up · recurring terms v3 accepted
- 25 SEPRenewal notice sent
- 02 OCT 00:04Charged $45.00
- 05 OCTOrder #40912 delivered